CAT RISK MANAGEMENT & UNDERWRITING

Interactive Portfolio
Analysis

 

Opterrix™ provides real-time portfolio intelligence to optimize unique distributions of risk while monitoring threatening events and preventing the binding of at-risk policies.

 

Interactive Capacity Analysis

Customizing Net Exposure Analysis

Enhanced insights into peak accumulations

The GIZA exposure management module enables risk managers to proactively analyze and manage the spatial risk for their book or books of business. 

  • Gain improved insights on peak zones within each portfolio

  • Leverage customizable grid and search radius to develop sensitivity analysis

  • Integrate accumulations directly into underwriting and optimize portfolio growth

GIZA exposure analysis for Phoenix, Arizona, helps underwriters and risk managers easily identify peak zones of exposure.

 

CAT RISK MANAGEMENT & UNDERWRITING

Interactive Portfolio
Analysis

 

Opterrix™ provides real-time portfolio intelligence to optimize hyperlocal distributions of risk while monitoring threatening hazards and preventing the binding of at-risk policies.

Interactive Capacity Analysis

Enhanced Underwriting

Process applications and renewals faster

Opterrix offers comprehensive Insights and delivers location-based risk scoring and event history of primary and secondary weather perils for improved risk selection. Features also include:

  • FEMA Flood Zone data provides property-level flood risk assessment
  • Landscape Attributes such as distance to coast and nearest water body
  • Real-time moratorium verification helps prevent avoidable loss
  • Address-specific historic storm data (real-time portal or API) 

Opterrix Underwriting and Book Assessment tool displaying property-level risk peril scoring, and blended risk score.

 

Intelligent Aggregate Management

Reshape costly accumulations in real-time

Opterrix provides real-time portfolio intelligence to optimize unique risk distributions, and prevent the binding of at-risk policies.

  • Monitor real-time policy accumulations to prevent the over-concentration of risk

  • Configure customized aggregation limits to meet the unique needs of each line

  • Address-specific insights and identify exact exposures impacted

  • Real-time notifications and comprehensive reporting

Cell-level accumulation and capacity analysis in the Underwriting and Book Assessment tool from Opterrix.

 

Moratorium Automation

Protect the Enterprise from Impending Disasters

Opterrix's moratorium tools enable carriers to generate customized cease-binding moratoriums in minutes instead of hours or days. Features also include:

  • Continuously monitors natural perils (wildfire, hail, wind, earthquake, flood, and convective storm)
  • Quantifies at-risk exposure in real-time
  • Delivers proactive notifications to specified stakeholders
  • Enables intelligent buffering or manual manipulation of moratorium boundaries
  • Provides automated integration or manual approval

Operrix wildfire moratorium tool with a 5-mile buffer around the fire perimeters.

 

"The Opterrix platform delivers enhanced weather data, improved data visualizations, and more robust aggregation monitoring capabilities in the short term.

We leverage this functionality on the underwriting side of the business to aid in our real-time risk selection efforts.

Our use of the Opterrix platform in a variety of multidisciplinary workstreams will allow American Integrity to improve day-to-day decision-making and further augment our growth and profitability strategies."

 

Ryan Hodges
SVP of Risk Management
American Integrity Insurance

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Schedule a demo, request pricing, or speak with a member of the Opterrix team.
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