CAT RISK MANAGEMENT & UNDERWRITING
Interactive Portfolio
Analysis
Opterrix™ provides real-time portfolio intelligence to optimize unique distributions of risk while monitoring threatening events and preventing the binding of at-risk policies.
CAT RISK MANAGEMENT & UNDERWRITING
Interactive Portfolio
Analysis
Opterrix™ provides real-time portfolio intelligence to optimize hyperlocal distributions of risk while monitoring threatening hazards and preventing the binding of at-risk policies.
Enhanced Underwriting
Process applications and renewals faster
Opterrix offers comprehensive Insights and delivers location-based risk scoring and event history of primary and secondary weather perils for improved risk selection. Features also include:
- FEMA Flood Zone data provides property-level flood risk assessment
- Landscape Attributes such as distance to coast and nearest water body
- Customized Accumulation Breakdown Analysis
- Real-time moratorium verification helps prevent avoidable loss
- Address-specific historic storm data (real-time portal or API)
Advanced Exposure Management
Reshape costly accumulations in real-time
Opterrix provides real-time portfolio intelligence to optimize unique distributions of risk while monitoring threatening hazards and preventing the binding of at-risk policies.
- Customized accumulation management prevents over-concentration of risks
- Best-in-class weather data accurately reflects storm location and severity
- Address-specific insights and identify exact exposures impacted, including live events
- Real-time notifications and comprehensive reporting
Moratorium Automation
Protect the Enterprise from Impending Disasters
Opterrix's moratorium tools enable carriers to generate customized cease-binding moratoriums in minutes instead of hours or days. Features also include:
- Continuously monitors natural perils (wildfire, hail, wind, earthquake, flood, and convective storm)
- Quantifies at-risk exposure in real-time
- Delivers proactive notifications to specified stakeholders
- Enables intelligent buffering or manual manipulation of moratorium boundaries
- Provides automated integration or manual approval
"The Opterrix platform delivers enhanced weather data, improved data visualizations, and more robust aggregation monitoring capabilities in the short term.
We leverage this functionality on the underwriting side of the business to aid in our real-time risk selection efforts.
Our use of the Opterrix platform in a variety of multidisciplinary workstreams will allow American Integrity to improve day-to-day decision-making and further augment our growth and profitability strategies."
Ryan Hodges
Vice President of Risk Management
American Integrity Insurance